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SMSF Cash

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  3. SMSF Cash

SMSF Cash

Earn a variable interest rate on your cash component

SMSF Cash

A variable interest rate on the cash component of your SMSF, with a Business Optimiser account.

Features

Features

  • Watch your super savings grow

    You'll get a variable interest rate with our Business Optimiser account for cash returns.

  • Pay no ING fees

    There are no hidden charges.

  • Easy access to your cash

    Link your SMSF Cash to an external source for 24/7 access via online, phone or mobile banking.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Important information
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Optimiser now.
Download forms
Rates and fees

No fees, variable rates

A variable interest rate will help the cash component of your SMSF grow.

A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity’s name.

Interest rates

Variable welcome rate

For the first 6 months on balances up to $1 million for new customers

Standard variable rate

Compare all our SMSF accounts
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Optimiser now.
Download forms
FAQs

Got a question about SMSF Cash?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Optimiser FAQs.
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Optimiser now.
Download forms
How to get started

Put your Business Optimiser to work

1. Sign up

To open a new account, get started here by downloading a form.

Existing customers can open an additional account/s over the phone.

Download forms

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Grow your business savings

Make the most of the variable interest rate. Set up automatic deposits and boost your savings.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Australian resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Optimiser). Please note, the ING Orange Everyday is a personal bank account and can't be linked to your Business Optimiser

An Australian Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with ING)

Need help? Call our Customer Care Specialists on 133 464.
Open a Business Optimiser now.
Download forms