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Borrowing power calculator

The amount you may be able to borrow is determined by your financial situation. This is largely made up of your income, your financial commitments, current savings and your credit history. You'll also need to consider your spending habits and any existing commitments such as personal or car loans, credit card debt, even travel expenses.

Get help choosing a home loan. Try our simple home loan selector to find the loan that's best for you.
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Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
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Why should I get a home loan with ING?

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Save on the everyday

Make bank while saving on fees by adding Orange Everyday to your home loan. Receive 1% cashback on eligible utility bills (T&Cs apply) and pay $0 ING international transaction fees when you shop online and overseas.

ING Everyday Round Upfor home loans

Pay your home loan faster by rounding up eligible Orange Everyday card purchases to the nearest $1 or $5. The difference goes from your Orange Everyday towards paying down your Mortgage Simplifier or Orange Advantage home loan.

Home & Contents insurance

Breathe easier and save 30% on your first year’s premium when you purchase a combined Home and Contents Insurance policy online. T&Cs apply - see disclaimer.