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Compare Living Super accounts

For those who want to grow their super savings to provide for an income in retirement.

For those who want to carry on working once they hit preservation age and want to top up their income with a regular income stream from your super savings.

For those who want to receive tax efficient income in retirement.

Suitability and minimum requirements
Age

Age 13 or over

Under age 65 but have reached preservation age

Generally

Age 65 or over

Aged 60 or over and have left an employment arrangement since turning 60

Status

Australian resident, have an Australian residential address, phone number and email address

Australian resident, have an Australian residential address, phone number and email address

Australian resident, have an Australian residential address, phone number and email address, and:

Have reached preservation age and, do not intend to work more than 10 hours a week; or

Super is unrestricted non-preserved

Minimum Application

No minimum

$20,000

$20,000

Contributions, Rollover & Access
Contributions

Employer, salary sacrifice, personal and spouse contributions

BPAY® or direct debit

No contributions

No contributions

Rollover your current super fund

Yes, anytime

Yes, prior to starting your regular payments

Yes, prior to starting your regular payments

Lump-sum withdrawals

Yes, if you meet a condition of release

Generally no but there may be circumstances in which you are eligible

Anytime

Regular income payments

No

Minimum annual payment based on your age

Maximum of 10% of your total account balance each year

Flexible payment frequency

Fortnightly, monthly, quarterly, semi annually or annually