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SMSF Term Deposit

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SMSF Term Deposit

Earn interest on your money at a fixed interest rate

SMSF Term Deposit

A fixed interest rate for your SMSF with a Business Term Deposit. You choose the timeframe.

Features

Features

  • Fixed interest rate

    Get a fixed interest rate for the timeframe of your choice, through a Business Term Deposit, on deposits of $10,000 or more.

  • Pay no ING fees

    With every cent deposited earning you interest, all your money gets the chance to grow.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Important information
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Term Deposit now.
Download forms
Rates and fees

No fees, fixed rates

Get fixed interest rates on deposits of between $10,000 and $10 million.

A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Term
Interest rates

90 day rate

120 day rate

180 day rate

210 day rate

270 day rate

330 day rate

1 year rate

2 year rate

Compare all our SMSF accounts
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Term Deposit now.
Download forms
FAQs

Got a question about SMSF Term Deposits?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Term Deposit FAQs.
Need help? Call our Customer Care Specialists on 133 464.
Open a Business Term Deposit now.
Download forms
How to get started

Put your Business Term Deposit to work

1. Open your term deposit

To open a new account, get started here by downloading a form.

Existing customers can open an additional account/s over the phone.

Download forms

2. Choose your maturity option

Tell us what to do with your money when the term ends. You've got three options to choose from.

3. Grow your business savings

Rollover your principal and interest to see your business savings grow.

To open a Business Term Deposit, you need a minimum deposit of $10,000.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Australian resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Term Deposit). Please note, the ING Orange Everyday is a personal bank account and can't be linked to your Business Term Deposit

An Australian Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with ING)

Need help? Call our Customer Care Specialists on 133 464.
Open a Business Term Deposit now.
Download forms