Business Optimiser

Is my business eligible to apply?

Yes! As long as the account is:

• opened and operated by a business for business purposes only; and
• held by a business registered in Australia, with an Australian registered address and you have provided ING with all of the information we require to determine your Foreign Tax Residency Status and that of any Controlling Person.

The account cannot be:

• used in a personal, domestic or household capacity, or by bare/informal trusts, public companies, unincorporated associations, or a statutory account;
• opened for a company that is unable to meet the requirements to nominate the required number of authorised users; or
• opened for a trust that requires more than four trustees to authorise an investment.

Information and interest rate is current as at the date of publication and is subject to change. Variable welcome rate applies for 6 months from the date the Business Optimiser is opened on balances up to $1 million and is subject to change. At the end of the 6 month period, the rate that applies to your balance will be the Business Optimiser standard variable rate applicable at the time. The offer is applicable on the first Business Optimiser opened per entity and is for a limited time only.

A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Combined balances up to $250,000 per customer are guaranteed by the Australian Government.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Terms and Conditions booklet. To view these documents you may need Adobe Acrobat. Business Optimiser is issued by ING.