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Compare SMSF accounts

For those who want to earn high interest for your SMSF cash on your entire balance.

For those who want fixed investment returns for your SMSF cash with your choice of terms.

Rates and fees
Interest rates

Variable interest rate

Fixed interest rate

% p.a. variable welcome rate

New Business Optimiser customers will receive a variable welcome rate, currently, % p.a. for 6 months from account opening on balances up to $1 million. Welcome rate subject to change.

% p.a. 90 day term

% p.a. 120 day term

% p.a. 180 day term

% p.a. 210 day term

% p.a. 270 day term

% p.a. 330 day term

% p.a. 1 year term

% p.a. 2 year term

Interest rate calculations and payments

Calculated daily, paid monthly

Paid at maturity

ING fees and charges

Nil

Nil

Features
Withdrawals and deposits from a linked external account

Yes

Top up at maturity

Special features

Deposit/withdraw money from a linked external account for easy access

Fixed investment returns for your SMSF cash component with your choice of terms

Government guaranteed
Minimum requirements
Minimum deposit

Nil

$10,000

Who can apply?

An Australian SMSF, with an Australian registered address

An Australian SMSF, with an Australian registered address