Orange Everyday Youth

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Orange Everyday Youth

Orange Everyday Youth

Please note that from 20 June 2022 the Orange Everyday Youth is no longer available for new account openings. The below information is for customers who opened an Orange Everyday Youth prior to 20 June 2022.

Features

Orange Everyday Youth Features

  • No monthly fees

    There are $0 monthly fees, so there's more in your pocket for life's incidentals.

  • On your Savings Maximiser

    Earn our highest variable rate, available on one account for balances up to $100,000, when you have an Orange Everyday Youth and a Savings Maximiser.

  • Up to 5 eligible ATM withdrawal fees rebated each month

    Meet the monthly eligibility criteria and we will rebate the ATM fees for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees).

  • Ditch international transaction fees

    Shop online and overseas and you pay no ING international transaction fees.

  • 1% utility bill cashback

    You could get 1% cashback on eligible gas, electricity and water bill payments made from your Orange Everyday account using BPAY, direct debit (BSB and account number), or PayTo (when available) when you meet the monthly eligibility criteria. Cashback benefit of up to $100 per financial year. T&Cs apply. View eligible utility providers

  • Save with Everyday Round Up

    Everyday Round Up is the perfect tool to build your savings. Switch it on and it automatically rounds up card purchases and moves that extra amount into your nominated Savings Maximiser.

  • Mobile payments

    Leave your wallet at home and pay the easy way with ING. Set up Apple Pay from the Wallet App on your Apple Device. And Google Pay at the Google Play Store. It’s fast, secure and convenient.

  • Debit card

    Use your own money with the convenience of Visa. Available worldwide where Visa is accepted and EFTPOS is available.

  • Bank the way you like

    Choose how you do your banking - online, on your mobile, iPad, over the phone or at Australia Post outlets.

  • You're protected

    In the rare event of fraud, we can help. Plus your card has the added protection of Verified by Visa with participating merchants.

  • Talk to us 24/7

    Our Australia-based customer care specialists are here 24/7 on 133 464.

Important information
Fees

What are the fees?

Here's a snapshot.

  • Monthly account-keeping
    Free
  • BPAY
    Free
  • Pay anyone
    Free
  • EFTPOS transactions
    Free
  • Australia Post transactions
    Free
  • Bank cheque request sent via registered post
    Free
  • Dishonours
    Free
  • Replacement Visa card (in Australia or overseas)
    Free
  • Emergency replacement Visa card
    Free
  • Stop payment request on bank cheque
    Free
  • Replacement bank cheque
    Free
  • Australia Post cheque dishonours
    Free
  • Expedited bank cheque request
    $11
  • International Transaction

    - for all transactions in a foreign currency

    - for all transactions in Australian dollars or a foreign currency, where:

    the merchant or financial institution accepting the card is located outside of Australia; or

    the entity processing the transaction is located outside of Australia.

    3% of the amount of the International Transaction
  • International ATM withdrawal
    $5.00
Bonuses and rebates
    Australian ATM Fee Rebate
  • For ATMs in Australia - any ATM fee charged by the ATM operator is paid back immediately following the transaction.
    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.
    • International ATM withdrawal fee rebate
  • For ATMs outside Australia - ING will pay back the International ATM withdrawal fee of $5.00 immediately after it is charged and rebate (pay back) any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Australia can take up to 5 business days to finalise.
    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.
    • International transaction fee rebate
  • ING will pay back the International Transaction fee of 3% of the amount of the international transaction immediately after it is charged.
    100% rebate on any ING International Transaction fees charged on transactions made in the month.
    Merchants may charge a separate fee for their services (which is not rebated under this offer).

Fees and limits schedule

Fees plus daily limits - e.g. withdrawals and transfers.

Terms & conditions

Straightforward fine print for lovers of lots of detail.

Appointment of Representative (AOR form)

Please complete this form if you want to authorise a person to act on your behalf in respect of your ING account(s) (including to make inquiries about your ING account(s)).

Orange Everyday Benefits Schedule

Benefits in detail, e.g. rebates.

FAQs

Got a question about Orange Everyday Youth?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

How do I deposit a cheque?

What bank accounts can I link to my ING account?

How do I bank with ING without branches?

What if I have a query or complaint about an offer or a transaction I have made through Visa Entertainment?

What is Everyday Round up

Does the Orange Everyday Security Chip store additional information regarding my transactions and personal information?

If I withdraw cash from an ATM, is it rounded up?

 See all Orange Everyday Youth FAQs.