Compare Living Super investment options
With Living Super your personal investment strategy can be as simple, or as sophisticated as you like.
Investment Option
Risk Label
Investment fees and costs
Admin Fees
Benchmark
Cash Hub
View Target Asset Allocation
Very low
$60 p.a. charged at $5 per month.
RBA cash rate
Term Deposits
View Target Asset Allocation
Very low
$60 p.a. charged at $5 per month.
N/A
High Growth
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+3.25% over rolling 10 year periods, net of fees and taxes
Growth
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+2.25% over rolling 8 year periods, net of fees and taxes
Moderate
View Target Asset Allocation
Medium to High
Estimated underlying investment cost of 0.31% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+1.5% over rolling 6 year periods, net of fees and taxes.
Conservative
View Target Asset Allocation
Medium
Estimated underlying investment cost of 0.31% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+0.75% over rolling 4 year periods, net of fees and taxes.
Cash Option
View Target Asset Allocation
Very low
0.00%
$60 p.a. charged at $5 per month plus an administration fee of 0.20% p.a. on the account balance in the Cash option. Total percentage-based fees are capped at $2,125 p.a.
RBA cash rate.
International Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.277% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying MSCI World ex-Australia Unhedged Index, net of fees and taxes.
Australian Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.29% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying S&P/ASX 300 Accumulation Index, net of fees and taxes.
Diversified Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.30% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+4.0% p.a. over rolling 10 year period, net of fees and taxes.
Australian Listed Property
View Target Asset Allocation
High
Estimated underlying investment cost of 0.26% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
S&P/ASX 200 A-REIT Index, net of fees and taxes.
International Fixed Interest (Hedged)
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying index (JP Morgan Global Sovereign Bond Index $A (Hedged)) over rolling seven year periods, net of fees and taxes.
Australian Fixed Interest
View Target Asset Allocation
Medium to High
Estimated underlying investment cost of 0.26% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying index (Bloomberg AusBond Treasury 0+Yr) over rolling seven year periods, net of fees and taxes.
Listed Securities
The risk label for the S&P/ASX 300 is High Risk.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and 0.42% p.a. on the account balance in listed securities. Total percentage-based administration fees, capped at$2,125 p.a.
1Brokerage fees apply on buy and sell transactions.
2Buy/sell spread applies.