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  1. Home
  2. Rates and fees
  3. Home loan interest rates

Home loan interest rates

Mortgage Simplifier
Owner Occupiers
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate

Principal + Interest- Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

LVR is 90.01% to 95%

Interest Only - Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Borrowing power calculator Learn more about Mortgage Simplifier
Investors
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate

Principal + Interest- Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

Interest Only - Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Borrowing power calculator Learn more about Mortgage Simplifier
Orange Advantage
Owner Occupiers
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate

Principal + Interest- Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

LVR is 90.01% to 95%

Interest Only - Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Borrowing power calculator Learn more about Orange Advantage
Investors
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate

Principal + Interest- Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

Interest Only - Minimum total borrowings $150,000

LVR is 60% or less

LVR is 60.01% to 70%

LVR is 70.01% to 80%

LVR is 80.01% to 90%

The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Borrowing power calculator Learn more about Orange Advantage

Fixed Rate Home Loan

Owner Occupiers
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate
Principal & Interest - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 80.01% to 90% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 90.01% to 95% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

These fixed rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Owner Occupiers with Orange Advantage
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate
Principal & Interest - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 80.01% to 90% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 90.01% to 95% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

These fixed rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.

Investors
LVR Tier (including any LMI applicable)
Interest rate
Comparison rate
Principal & Interest - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Principal & Interest - LVR is 80.01% to 90% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70% or less - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 70.01% to 80% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

Interest only - LVR is 80.01% to 90% - Min total borrowings $150,000

1 year

2 year

3 year

4 year

5 year

These fixed rates are only available for new property and borrowings with ING.
All rates and information are correct at time of publication and are subject to change.
Comparison rate: The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Total borrowings: Includes the total amount borrowed per application.