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Make bank with Savings Maximiser Earn up to % p.a.

do your thing

Earn up to

% p.a.

Variable rate

do your thing

With competitive ongoing rates, all your money goes towards your savings goals

 

On up to $100,000 when you also hold an Orange Everyday and each month meet the eligibility criteria and grow your nominated Savings Maximiser Balance (excluding interest). Available on one account. Find out more

Investment scam alert

ING does not offer individual bond products, and is unable to provide any information on bond products. We recommend speaking to a financial professional when it comes to investing in any type of asset or security.

Financial Support

Need Financial Support with your Home Loan, Personal Loan or Credit Card?

KYC

Find out more about the Know Your Customer process.

KYC

do your thing

Easy access to everyday banking with great benefits.

Don't overcomplicate your everyday banking. With Orange Everyday and Savings Maximiser the choice is yours on how you want to pay. Here's how ING could help.

EVERYDAY BANKING

Orange Everyday

You could get 1% cashback on eligible utility bills. T&Cs apply.

$0 ING international transaction fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).

Available when customers deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Learn more about Orange Everyday
SAVINGS ACCOUNT

Savings Maximiser

For each month that you:
- deposit $1,000+ from an external source,
- make 5+ card purchases that are settled (not pending) and
- grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:

You could earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Learn more about Savings Maximiser

See all savings products

Life is full of surprises. A fixed rate ING Personal Loan isn't.

A personalised fixed interest rate with no ongoing fees and no early repayment fee.

PERSONAL LOANS

ING Personal Loan

Get your funds sooner when you have an Orange Everyday.
We will pop your funds into your account automatically once you accept the details of your loan.

Learn more about ING Personal Loan
EVERYDAY BANKING

Orange Everyday

Available when customers deposit $1,000+ per month (such as their pay) and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month:

You could get 1% cashback on eligible utility bills. T&Cs apply.

'$0' International transaction fees when you shop online and overseas.

Save on fees with up to 5 eligible ATM withdrawal fees rebated each month in Australia and overseas.

Learn more about Orange Everyday

For whatever is on the cards

Choose a value packed low rate card with no annual fee or our platinum card that gives you cash back on your spend.

CREDIT CARDS

Orange One Low Rate

Choose a value packed card with no annual fee and a low fixed interest rate from Australia's most recommended bank.

No annual fee AND a low % p.a. variable rate on purchases

No ING international transaction fees if you deposit at least $1,000 a month into your Orange Everyday and make 5+ card purchases that are settled (not pending) each month

Mobile payments made easy with Apple Pay and Google Pay

Credit limits available from $1,000 to $30,000

Learn more about our Credit Cards

Compare all our Credit Cards

Choose to Pay off your purchases and set the terms of your choice using instalment plans and get an even lower interest rate of % p.a.

Set up personalised notifications to help stay on top of things

Set up automatic repayments from your eligible ING account

Add an additional card holder for just $10 per card

We're here to make your next move easier

Make the process of buying a house or re-financing simpler with a straightforward, easy-to-understand home loan. Then save yourself the insurance run-around and money by keeping everything under one roof. Here's how ING can help.

HOME LOAN

The best place for your home

From first timers to switchers, we can help you achieve your property goals.

Your own home loan specialist will be there to help you, every step of the way.

Online calculators that help you estimate your borrowing power, repayments and offset savings.

Low variable and fixed interest rates with split loan options.


Compare our home loans

INSURANCE

HOME AND CONTENTS INSURANCE

Protect what you love with Combined Home and Contents Insurance. Save 30% on your first year's premium online.

Choose the cover that's right for you - home, contents, home and contents or optional covers.

Relax with new for old replacement – cover for fire, storm, theft and a $20 million legal liability cover. See the PDS for full details.

Make claims 24/7 online or over the phone.

Learn more about Home and Contents Insurance

Make your money work harder.

Save for the future and grow your wealth with options that could deliver long-term benefits. Here's how ING could help.

SUPERANNUATION

Living Super

Save more over the long term for your retirement lifestyle with our simple super solution.

Learn more about Living Super

SAVINGS ACCOUNT

Savings Maximiser

For each month that you:
- deposit $1,000+ from an external source,
- make 5+ card purchases that are settled (not pending) and
- grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:

You could earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Learn more about Savings Maximiser

See all savings products

Specialists in business deposits and commercial lending.

Competitive rates on term deposits, high variable interest savings, and commercial property loans.

Business Savings

Business Optimiser

Variable interest business savings account with 24/7 access.

Learn more about Business Optimiser

See all Business savings account

Commercial Loans

Dedicated support

If you require more than $500,000 for a commercial property, our specialist team can assist you with experience gained over 25 years in the real estate market. Funding options include:

Variable or Fixed term loans

Financing traditional investments in real estate, such as commercial, industrial, retail or multi-unit residential property

Development and construction projects

Learn more about Commercial Loans

Bank & Save

Bank & Save

Easy access to everyday banking with great benefits. Savings accounts with competitive interest rates, no ING fees and rewards for saving with us.

Orange Everyday

Savings Maximiser

See all savings accounts

Business Optimiser

More business products

Credit cards

Credit cards

Credit cards with practical features like autopay and instalments to help you stay on top of your finances.

Orange One Low Rate

Orange One Rewards Platinum

All credit cards

Personal Loans

Personal Loans

ING Personal Loan with a low fixed interest rate gives you certainty in your repayments - plus no early repayment fees, and no ongoing monthly or annual fees.

ING Personal Loan

Home loans

Home Loans

Simple to understand home loans with competitive rates, fee options and special offers.

Orange Advantage

Fixed Rate Loans

See all home loans


Commercial Loans

Priority Commercial Loans

Commercial Property Finance

Insurance

Insurance

Help look after yourself with:

ING Health Insurance

Protect what you love and save on your first year's premium when you purchase these policies online:

30% off combined ING Home and Contents Insurance

15% off ING Contents Insurance

15% off ING Home Insurance

15% off ING Car Insurance

15% off ING Pet Insurance

15% off ING Motorcycle Insurance

Terms and conditions apply - see disclaimer below.

Superannuation

Superannuation

Great value super and retirement solutions for all life stages.

Living Super

SMSF Cash

SMSF Term Deposits

Find out more

Financial support

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Find out more

Access your banking where and when you like

Fast, convenient and secure. Whichever way you like to do your banking, we've got you covered. If you have a disability, see how we make banking more accessible for you.

Find out more

Banking Code of Practice

The Banking Code of Practice is a set of commitments made to our customers, developed by the banks in collaboration with the Australian Banking Association.

Find out more