Investment Property Insurance - Features
Protect your rental investment property in Australia with ING Landlords Insurance. On top of the standard home insurance cover, our landlord insurance protects your building and contents against intentional damage caused by a tenant.
Why choose ING Australia to insure your investment property?
With ING Landlords Insurance, your residential investment property will be covered for:
- accidental damage or loss
- malicious damage or vandalism caused by tenants
Plus, you can tailor your insurance cover to include:
- legal liability for injuries to people, or damage to property
- loss of rent for up to 12 months if the property becomes unfit for letting as a result of an insurable incident
- tenants who default on rent or steal (limits apply)
Incident cover provided under specific conditions of ING Landlords Insurance
| Incident Cover | Building Insurance Policy | Contents Insurance Policy |
|---|---|---|
| Burning out of an electric motor | YES | YES |
| Fire or explosion | YES | YES |
| Landslide or subsidence | YES | YES |
| Loss or damage by a tenant or their visitors | YES | YES |
| Storm, rainwater or wind | YES | YES |
| Theft or attempted theft | YES | YES |
| Water or liquid damage | YES | YES |
Please refer to the Product Disclosure Statement for full details about incident insurance covers.
Additional cover included in ING Landlords Insurance
| Additional Cover | Building Insurance Policy | Contents Insurance Policy |
|---|---|---|
| Debris removal and demolishing | YES | YES |
| Mortgagee discharge costs | YES | n/a |
| Rebuilding fees | YES | n/a |
| Sale of your rental property | YES | n/a |
| Sum insured | YES | YES |
Please refer to the Product Disclosure Statement for full details about additional covers.
Optional cover you can add to your landlord insurance policy
Liability cover
With Liability cover, we will cover your legal liability as a result of any incident that caused loss or damage to someone else's property, or death or bodily injury to other people as specified in the Product Disclosure Statement.
Loss of rent
With Loss of rent option, if your property - buildings or sections of your building suffer loss or damage and are uninhabitable, we will cover loss of rent as specified in the Product Disclosure Statement.
Rent default and theft by a tenant
With this option, we will cover rent default and theft by a tenant, and legal costs you incur as a result of rent default or theft by a tenant as specified in the Product Disclosure Statement.
Strata Title Mortgagee Protection
With Strata Title Mortgage Protection, we will cover the amount you must pay to settle your mortgage following loss or damage to property - buildings that you own as specified in the Product Disclosure Statement.
Workers' Compensation
With Workers' Compensation, we will cover the amount you are liable for if a person you employed to do work around your rental property is injured. Please refer to Product Disclosure Statement.
It's quick and easy to buy ING Landlords Insurance online. So, click here now to save 10%!
We recommend you read the 
Landlords Insurance Product Disclosure Statement and Disclaimer before you buy ING Landlord Insurance.