Compare Home and Contents Insurance Policies

With ING Home Insurance you can choose to take out a building policy, a contents policy, or a combined building and contents policy.

To make it easier to compare our home insurance policies, we offer two types tailored to suit your budget and insurance needs.

Home Insurance

Home insurance protects you against damage from fire, storms, burglary, fusion, water or liquid damage, vandalism, falling trees and even the accidental breakage of glass.

Premier home insurance

This includes simple things such as damaging furniture whilst redecorating or spilling red wine on the carpet.

Both ING Home Insurance types allow you to add options to your insurance policy for domestic workers' compensation, strata title mortgagee protection, or to extend your valuables insurance cover.

For ease of comparison, following are the key benefits of each type of the home and contents insurance policy: Buildings or contents insurance cover, contents insurance cover only, and buildings insurance cover only.

Building or Contents Insurance

Key Features Home Insurance Premier Home Insurance
Pay premiums by the month at no extra cost YES YES
Liability cover ($20 million) YES YES
Accidental Breakage YES YES
Temporary accommodation costs YES (up to 12 months, limited to 10% of building sum insured) YES (up to 12 months, limited to 10% of sum building insured)
Accidental Damage cover NO YES
Electrical burn out of domestic motors YES YES

Contents Insurance Cover Only

Key Features Home Insurance Premier Home Insurance
New for old replacement for contents YES YES
New for old replacement for carpets YES YES
Automatic valuables cover YES 20% of contents sum insured or $5,000 in total, whichever is greater. Limits apply.) YES (20% of contents sum insured or $7,500 in total, whichever is greater. Limits apply.)

Please note that if you only choose building insurance, your contents will not be covered if they are destroyed, lost or damaged. Similarly, if you only insure your contents, your building will not be covered if it is destroyed or damaged.

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